SARFESAI

SARFAESI Act Advisory

Lexis Global – Strategic Legal Counsel in Debt Recovery and Asset Reconstruction

The Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 (SARFAESI) is a powerful legislation enacted to enable secured creditors, primarily banks and financial institutions, to recover non-performing assets (NPAs) without court intervention. It facilitates speedy recovery, asset seizure, and loan restructuring, making it a key instrument in India’s financial legal system.

At Lexis Global, we offer specialized legal services to banks, NBFCs, asset reconstruction companies (ARCs), and borrowers involved in SARFAESI proceedings. Our goal is to ensure lawful enforcement, protect client interests, and facilitate compliance with evolving legal frameworks.

Core Legal Services under SARFAESI

🔹 Notice under Section 13(2)

We assist financial institutions in drafting and serving statutory demand notices under Section 13(2) of the Act to borrowers, ensuring legal validity and compliance with RBI guidelines.

🔹 Representation in Section 13(4) Proceedings

Our team supports lenders in taking possession of secured assets, enforcing security interests, and managing collateral under Section 13(4). We also represent aggrieved borrowers seeking relief against wrongful possession.

🔹 SARFAESI Litigation and Appeals

Lexis Global represents clients in Debt Recovery Tribunals (DRTs) and Debt Recovery Appellate Tribunals (DRATs), handling applications, objections, and appeals under the Act.

🔹 Due Diligence for Asset Reconstruction Companies

We provide legal due diligence, asset vetting, and documentation support to ARCs engaged in acquiring distressed assets and restructuring non-performing loans.

🔹 Legal Support for Auctions and Enforcement

From public notices and auction documentation to compliance with Rule 8 of the Security Interest (Enforcement) Rules, we ensure the recovery process is fair, transparent, and enforceable.

🔹 Borrower & Guarantor Advisory

Lexis Global advises borrowers and guarantors facing SARFAESI action, helping them challenge unlawful proceedings or negotiate settlements with lenders.

Why Choose Lexis Global for SARFAESI Matters?

✅ Proven Track Record in Debt Recovery
We’ve assisted top-tier banks and NBFCs in recovering significant NPA volumes across India, ensuring strict compliance with legal timelines and procedures.

✅ Dual-Sided Expertise
Our firm advises both lenders and borrowers, giving us strategic insight into the expectations, tactics, and defenses of each party.

✅ Robust Representation in DRTs & DRATs
With a strong team of litigation experts, we offer end-to-end representation in tribunal proceedings under SARFAESI and allied laws.

✅ Integrated Approach with IBC and Civil Remedies
We seamlessly integrate SARFAESI with IBC, civil suits, and arbitration, offering comprehensive legal solutions for complex recovery cases.

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